The industry continues to feel deposit pressure as the dust has yet to settle from the last Fed hike nearly eight months ago. The great rate shock of this cycle has led to a massive outflow in low-costing non-maturity deposits and a significant change in deposit mix. Margins continue to be negatively affected by this pressure and interest rate risk (IRR) analyses have been called into question.
It is crucial to regain trust in the IRR profile. It’s time to take a deep dive into the deposit study.
Join Darling Consulting Group in this educational webinar as we share insights on a more dynamic and forward-looking deposit study. Learn how bankers may gain confidence in telling their IRR story to their Board, along with insights on what is now increasingly expected from examiners.
Highlights will include:
The impact of deposit lags and dynamic betas
How to capture the unique nature of each institution’s deposit base including balance concentration
How to understand what impacts decay rates
Decay and beta insights from DCG’s nearly 300 Deposits360°® clients
The dangers of a “one-and-done” deposit study
We hope you will join us for this CPE-eligible event.
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