Not only is today’s banking environment rapidly changing, it is also increasingly challenging. The industry witnessed the lowest rates in decades while experiencing a historical deposit surge and, more recently, an inflation-driven “shocked” rate environment that is turning the liquidity and deposit picture upside down. The level of balance sheet risk in many cases has become elevated, along with the level of stress that bankers are feeling.

ALCOs can and should attack balance sheet challenges head on. Although ALCO meetings are often thought of as backward-looking, “check the box”, and regulatory driven, now is the time to “Reimagine ALCO.”

Join Darling Consulting Group’s Managing Director Joe Kennerson and Senior Consultant Eric Poulin for this strategically focused presentation. The session will cover two themes: first, share specific strategy ideas and case studies to address today’s balance sheet challenges; and second, share ideas to transform ALCO into a Profit Center.

Highlights include:

• Case studies and strategies in this Fed tightening environment
• Deposit & funding considerations as rate competition intensifies (supported by data analytics)
• Balancing near-term risk to rising funding costs vs. long-term risk of falling rates, dictated by today’s inverted curve
• Ideas to develop a strategically focused ALCO meeting
• How to make the complex simple – to tell your ALCO story

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